Building

Loss or damage due to

a) Fire, Lightning, Explosion/implosion;

b) Bursting and overflowing of water tanks, apparatus or pipes;

c) Aircraft or articles dropped therefrom;

d) Riot, Strike or Malicious Act and Terrorist damage;

e) Earthquake, Fire and / or Shock Subsidence and Landslide (including Rockslide) damage;

f) Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado or cyclone;

g) Impact Damage by any rail/road vehicle or Animal by direct contact.

Mechanical & Electrical Appliances

Fire, Theft, Burglary

Building

Loss or damage due to

a) Fire, Lightning, Explosion/implosion;

b) Bursting and overflowing of water tanks, aparatus or pipes;

c) Aircraft or articles dropped therefrom;

d) Riot, Strike or Malicious Act and Terrorist damage;

e) Earthquake, Fire and / or Shock Subsidence and Landslide (including Rockslide) damage;

f) Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado or cyclone;

g) Impact Damage by any rail/road vehicle or Animal by direct contact.

Contents

Fire, Theft, Burglary

Mechanical & Electrical Appliances

Loss or damage due to unforeseen and sudden accidental physical damage caused by and / or solely due to the mechanical and / or electrical breakdown.

Electronic Appliances

Electronic appliances, apparatus, gadgets, electronic medical equipment and/ or any electronic installation pertaining to Insured’s trade / business

Money Insurance

Money:

Money shall mean Cash, Coins, Currency notes, Cheques, Postal Orders,Bank Drafts, Pay Orders, Postage Stamp etc.

Safe :

Safe shall also include Cupboards, Almirahs and Cash Boxes made of steel and is of standard make secured with Standard Locking System.

Money relating to profession or business while in

i) transit from and to the insured premises described in the schedule,

ii) safe installed at the insured premises,

iii) till at the insured premises.

b) Cost of replacement or repair of the Insured's Safe in the insured premises

in the event of its being damaged by thieves, burglers.